Spain’s popular payment platform Bizum is preparing to enter physical retail stores in a move that could reshape the country’s payments market and increase pressure on international card providers such as Visa and Mastercard. Starting May 18, Bizum Pay will allow customers to make direct account-to-account payments at shop counters using near-field

    • Blaze@piefed.zipOP
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      18 days ago

      Good point. It would be good if you could use Bizum directly from the bank app. Revolut for instance does not ask you to have a Google account to use their app.

      • quediuspayu@lemmy.dbzer0.com
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        18 days ago

        You still need google to use the bank app. If there’s an app, it need google’s blessing. Specially after the end of the year when google will lock all phones into walled gardens like apple.

        • Che Banana@beehaw.org
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          18 days ago

          Still … . I’ll take good, incremental wins over nothing or pure enshitification any day

        • Blaze@piefed.zipOP
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          18 days ago

          If you go that way, you need Google to even use Android.

          It sucks, but until we get actual wide-spread Linux phones there’s not a lot individual consumers can do.

          I keep an eye on the future Graphene phone with Motorola, but even then as long as the vast majority of users will use Android/iOS, banks don’t have pressure to support other systems.

            • bedwyr@piefed.ca
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              18 days ago

              Do banking apps work on them though? I had previously heard that banking and government sites are often glitchy and or don’t work at all on linux.

              • quediuspayu@lemmy.dbzer0.com
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                18 days ago

                Yes, as long as you install google shit. The problem it’s not if they work or not, they do. The problem is that all banking apps are only available on google play, and you can only install from google play with a google account and Gapps installed in your phone.

                On PC I’ve been using banking and government sites for years on linux without any problem, what can give you any problem there is the browser.

          • Dyskolos@lemmy.zip
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            17 days ago

            I have two extra phone for android auto and those pesky banking and depot-apps. With fakeaccounts, on isolated networks, stripped of everything strippable.

            Motorola phones are actually pretty barebone and come from supercheap to cheap-ish.

            My main driver is graphene until my ancient pixel finally dies, then I’ll switch to one of the Linux-phones.

          • Squizzy@lemmy.world
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            17 days ago

            Contact your competition authorities and warn them, I did and got good traction. They didnt really follow at first but then came back from a non generic mail and said they had reviewed it internally and have set a meeting internally to educate themselves before bringing it to their teams at the end of quarter.

        • i_am_somebody@sh.itjust.works
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          13 days ago

          Ah, is that the case on android? Makes sense, i need an Apple id to install the banking app on my iPhone.

          That being said, I can send bizums from the bank webapp, no smarthone required, just my bank credentials. Does your bank forbid to send bizums from the web?

          • quediuspayu@lemmy.dbzer0.com
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            13 days ago

            I never thought that it could be available directly from the website. That website it’s too much a pain in the ass to use but it is good to know in case I ever really need to. Thanks.

  • john_t@piefed.ee
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    18 days ago

    What the hell? The portuguese MBway has been doing this for years now. Why is the article referring to this as unheard of in Europe?