From your weight and facial expressions to your destination, cars collect a startling amount of data about you. Some of it may even raise your insurance costs.

  • otter@lemmy.dbzer0.com
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    11 days ago

    That isn’t the technicality in question, though, and while that cost may be “cheap” (and fluctuate by area/provider), that’s a qualitative judgement not a quantitative value.

    The first set lacked any mention of insurance (despite it being a pre-req for legal use of a motor vehicle on public ways), unlike the comparative second set that followed.

    If something is going to be “cheaper than” something plus another thing, and the add-on for emphasis is actually a requirement for the former, it doesn’t exactly work as a comparison or even as hyperbole. 🫡🤷🏼‍♂️🤓

    • chicken@lemmy.dbzer0.com
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      11 days ago

      It works because liability coverage should be basically the same for both vehicles, and insignificant compared to non-liability insurance for a new car. The latter is not a legal requirement, but it is much more necessary for a new expensive car because it would be much more difficult to cover the cost of replacing such a car out of pocket if something happened to it. If you can cover the cost of replacing your car yourself, then you can avoid paying the insurance company a premium for their service. Also if the new car is purchased with a loan that insurance is probably a contractual requirement.

      For these reasons these types of insurance are better considered separately, and the legally required insurance won’t affect the conclusion of the analysis of which car is a better financial decision, so it is reasonable to omit mention of it.

      • otter@lemmy.dbzer0.com
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        11 days ago

        While your logic seems sound on the surface, the simple omission of any insurance mentioned in the first set undermines the rationalization. Whereas, including “and minimum required insurance” to said set would correct the inaccuracy, if only slightly.

        Assumptions in formulae should always be clearly notated, if only to prevent their absence from otherwise implying a null/negative value. 🤓

        Good effort, though. 🖖🏼

    • HarneyToker@lemmy.world
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      10 days ago

      Really cool emojis. Where can you drive a car and NOT have insurance? You cannot drive a car without insurance. It’s not a false equivalency lmao