Nobody’s selling debt to collectors after a couple months, especially not large debts like to a contractor. They want the thousands owed, not pennies on the dollar from a collection agency.
Your phone company will send your debt to collections almost immediately because it’s not worth the hassle of fighting to collect $200 from you when they can get $50 from a collection agency instead.
Should we maybe stop being genocidal? Of course not, we should just spend more money on propaganda instead!